Hi, I'm Robbie Garvey.

Founder of Natural Lending Co, father, and a business owner who knows the grind.

By Robbie Garvey, Founder ยท Last updated

Why I started Natural Lending Co

Business owners don't need another pitch. They need options that fit how they actually run.

I'm a father. Family comes first in my house, and it shapes how I work with every owner: patient, honest and in your corner.

My two kids are a big part of my drive. I'm building a legacy for them, and helping other owners build and protect theirs.

I built Natural Lending Co while driving Uber seven days a week and running my other business, The Performance Garden. So I know the owner grind firsthand: thin margins, long days, and the feeling of carrying a lot on your own shoulders.

My first business was a farm in Sandy Valley, and I loved it. Farming is still my dream, and helping other owners build theirs is how I'll rebuild mine.

Through our national network of lending partners, me and my team help business owners nationwide find the right funding options for where they are today. My job is to listen first, explain things, and do the shopping so you can keep running your business.

Robbie Garvey, founder of Natural Lending Co, smiling in a greenhouse garden and holding a large watermelon
Robbie Garvey mid-swing at the plate during a baseball game
Robbie at the plate.

Why "Natural" Lending

Banks are the route most owners are told to take. For a lot of small businesses, that road is slow, rigid or simply closed.

Alternative lending is the natural route: options built around how your business actually runs, not just how a bank form says it should. That idea is our name, and it's the path I want to help every owner find.

I learned the hard way that banks move on their own timeline. I had a short window to buy the property I was farming. I had good credit, revenue and prequalifications from a bank, USDA and Farm Credit, and none of them could move fast enough. I lost the farm. Now I help owners find options that move when they need them to.

What you can expect

Plain answers

No jargon. If a term matters, I'll explain it.

Honest expectations

Lenders make every funding decision. I'll tell you what I see, good or tough.

One person, start to finish

You'll talk to me, not a call center, the whole way through.

No hard credit pulls to start

You pull your own credit report through our IdentityIQ link and share it. Simple and in your control.

Whenever it feels right, let's talk it through.

No pressure and no hard credit pulls to start. Tell us where your business stands, and we'll walk the options together.

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